I've been waiting for my federal tax refund for two weeks now. I checked the status of it today and it said there was a hold on it. I called the IRS and sure enough, my entire refund of $2,000 went towards a federal student loan I was behind on. I had so many plans for the money. Including finally stocking up my pantry with everything I need.

I'll be crying in the bathtub if you need me.